---
product_id: 4650486
title: "Negotiate and Settle Your Debts: A Debt Settlement Strategy"
brand: "mandy akridge"
price: "5784 som"
currency: KGS
in_stock: true
reviews_count: 4
url: https://www.desertcart.kg/products/4650486-negotiate-and-settle-your-debts-a-debt-settlement-strategy
store_origin: KG
region: Kyrgyzstan
---

# Negotiate and Settle Your Debts: A Debt Settlement Strategy

**Brand:** mandy akridge
**Price:** 5784 som
**Availability:** ✅ In Stock

## Quick Answers

- **What is this?** Negotiate and Settle Your Debts: A Debt Settlement Strategy by mandy akridge
- **How much does it cost?** 5784 som with free shipping
- **Is it available?** Yes, in stock and ready to ship
- **Where can I buy it?** [www.desertcart.kg](https://www.desertcart.kg/products/4650486-negotiate-and-settle-your-debts-a-debt-settlement-strategy)

## Best For

- mandy akridge enthusiasts

## Why This Product

- Trusted mandy akridge brand quality
- Free international shipping included
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## Description

Full description not available

## Images

![Negotiate and Settle Your Debts: A Debt Settlement Strategy - Image 1](https://m.media-amazon.com/images/I/51zbCcmTLYL.jpg)
![Negotiate and Settle Your Debts: A Debt Settlement Strategy - Image 2](https://m.media-amazon.com/images/I/51ZOQPB265L.jpg)

## Customer Reviews

### ⭐⭐⭐⭐⭐ 







  
  
    One of the best books ever
  

*by S***A on Reviewed in the United States on May 19, 2014*

I purchased this book after buying the "Hidden Credit Repair Secrets" from Mark C. and I can't say enough positive things about how Ms. Akridge put the debt settlement situation in such an achievable task. The first book gave me so much information that is also repeated here but that sometimes is necessary to have repeated simply to get the information straight in our minds.  What I liked most about this book was how Mandy focuses on how to deal with the creditors or collection agencies.. This book definitely focuses on the settling of debts whereas other books are geared towards repairing credit, yet both things come hand in hand (at least in my case). I have quite a few things to work on as far as credit repair but I have to admit that I also have items I'd simply like to have resolved (settled by paying off) and move on.. My story is long and complicated but in a nutshell I ended filing for BK Chapter 13 (Biggest mistake ever) and 1 year after paying for on the payment plan to the trustee my job furloughed me and therefore the plan no longer worked and my case was dismissed. I ended up with a horrible credit mark in my report (The BK) and on top I had no help to deal with all the creditors.. Not to mention that after the federal protection lifted all creditors did what they felt benefited them most.. adding all these fees and hiking up the balances etc.. Needless to say, I wish I would have gotten a hold of this book back then.. This book has so much information and I felt - as I was reading it - how much I felt empowered versus feeling helpless and humiliated by all creditors.. I just finished the book and I'm going to put into practice everything I learned here.. I hope I too can say that I'm debt free in the next few months. Thanks Mandy for sharing your story and helping people come out of a hell hole and giving us hope.  May God continue blessing you today and always.

### ⭐ 







  
  
    The Debt Collection Industry Has Changed!
  

*by M***P on Reviewed in the United States on March 8, 2022*

This book was written ten years ago, in 2012. Debt Collectors are extremely deceptive, aggressive, and quickly seek default judgements within 6-18 months after one attempts these methods. If you don’t have 50% of your balance ready to pay by certified check or USPS money order, then you need to find another strategy. If you have no money on hand, then this technique WILL NOT work for you.Do whatever you have to do to stay out of debt in the first place, and get out of debt ASAP, even if it means going to a food bank, renting a room, etc., because credit card companies and debt collectors ARE NOT settling with consumers like they did in the past, and the American injustice system is not on the consumer’s side.95% of judgements against debtors are default judgements, and 88% of consumer complaints about unfair collection practices go IGNORED by the Federal Consumer Protection Agency.Most lawyers won’t even represent a client being sued by a debt collector, because they are represented by lawyers who are their friends, and they are all friends with the judges. Think about it, every judge was first a lawyer.It would be fantastic if the author corrected the grammatical errors, updated this book to reflect reality and current conditions, and if the language in the debt letters was much more aggressive and cited FDCPA law with specific language about the civil penalties for violations.Look up debt collectors on You Tube. There are some decent lawyers who put out videos on the process. It is nothing like what is described in this book anymore.

### ⭐⭐⭐⭐⭐ 







  
  
    Excellent book
  

*by J***I on Reviewed in the United States on February 26, 2011*

I purchase this book last week the moment I received it I started reading it and finished it in one sitting.  This book is truely the best how to book I have read.  Three years ago I had excellent credit and no credit card debt. I would have probably looked down on anyone looking to get out of debt by negotiating it down. Well funny how my perspective changed when life surprised me with neccessary expenses beyond my control.In summary, I managed to get myself over 75k in credit card debt.  After finishing this book I called my creditors yesterday after speaking to each one I managed to get them to make me settlement offers in the amount of 45% of the outstanding debt and one of them mentioned 30% percent.This book gave me the insight and the benchmark to know where I stand and how much they will accept.  Prior to this book I would have thought that 45% of the total debt was a great deal.  Now I know better, I plan on settling in the 20% range and after yesterday I feel completely confident that this is possible. All thanks to this book.  It is truely the best $10 that I have ever spent and it is already worth thousand to me.If your in debt you need to buy this book, this will be your bailout plan to getting your life and income back in your pocket.Mandy your an angel and your advise and writing style is great....Thank you, Thank you, Thank you......

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*Product available on Desertcart Kyrgyzstan*
*Store origin: KG*
*Last updated: 2026-02-20*