---
product_id: 373255637
title: "Poluma Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1\" x 8.25\", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black"
brand: "poluma"
price: "5507 som"
currency: KGS
in_stock: false
reviews_count: 1
category: "Poluma"
url: https://www.desertcart.kg/products/373255637-poluma-budget-planner-budget-book-with-bill-organizer-and-expense
store_origin: KG
region: Kyrgyzstan
---

# 12-month undated planner comprehensive monthly & yearly tracking premium thick archival paper Poluma Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black

**Brand:** poluma
**Price:** 5507 som
**Availability:** ❌ Out of Stock

## Summary

> 💼 Own Your Financial Future — Plan Smart, Spend Smarter!

## Quick Answers

- **What is this?** Poluma Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black by poluma
- **How much does it cost?** 5507 som with free shipping
- **Is it available?** Currently out of stock
- **Where can I buy it?** [www.desertcart.kg](https://www.desertcart.kg/products/373255637-poluma-budget-planner-budget-book-with-bill-organizer-and-expense)

## Best For

- poluma enthusiasts

## Why This Product

- Trusted poluma brand quality
- Free international shipping included
- Worldwide delivery with tracking
- 15-day hassle-free returns

## Key Features

- • **Eye-Friendly & Durable:** Premium thick paper protects against light damage and reduces eye strain, ensuring your financial journey lasts all year.
- • **Effortless Organization:** Twin-wire binding with 360° lay-flat design, elastic closure, and inner pocket keep your planner neat and accessible.
- • **Master Your Money Habits:** Track monthly budgets, expenses, savings, and debts with dedicated pages to transform your spending mindset.
- • **Start Anytime, Plan All Year:** Undated 12-month layout lets you take control of your finances on your schedule—no wasted pages, no pressure.
- • **Goal-Driven Financial Strategy:** Start with strategy pages and monthly reviews to set, track, and crush your money goals like a pro.

## Overview

The Poluma Budget Planner is a sleek, undated 12-month finance organizer designed for professionals seeking to master their money management. Featuring thick archival-quality paper, a durable twin-wire binding with elastic closure, and comprehensive monthly tracking pages, it empowers users to set goals, monitor expenses, and optimize savings with ease. Compact and thoughtfully designed, it’s the perfect tool to start anytime and build lasting financial habits.

## Description

MANAGE YOUR MONEY EFFECTIVELY - This budget planner will help to learn to achieve your financial goals, take to earn more money & take to cut your expenses for managing your money effectively. You can change some of your bad spending habits after a year of budgeting, so that you can better manage your money and spend it on some essential thing.

Review: Perfect - Perfect and oh boy it’s an eye opener as to where my money is going .. also helps massively to remind me when bills as due ..

## Features

- MANAGE YOUR MONEY EFFECTIVELY - This budget planner will help to learn to achieve your financial goals, take to earn more money & take to cut your expenses for managing your money effectively. You can change some of your bad spending habits after a year of budgeting, so that you can better manage your money and spend it on some essential thing.
- MONTHLY TRACKER - You can record your 12-month monthly plan and monthly budget on monthly undated finance planner. In this way, you can clearly know in which aspects of your money management have been good in this month, and in which aspects of money management needs to be improved. 12 month budget planner helps you to set monthly goals, budget, review, and develop monthly habits, monetary strategies & action plans well.
- UNDATED & 1 YEAR USE - Budget books start with 2 pages for writing your strategy and goals, 1 page for planning, 5 pages for expense tracking, 1 page for writing down monthly review and 1 page for ideas & notes, followed by 12 months (8 pages per month). At the end of the monthly budget planner, there are 4 pages for saving tracking, and 4 pages for debt tracking to track your progress throughout the year. It is undated, so you could start at any time, suitable for 1 year use.
- EFFECTIVE ORGANIZATION - This budget book with twin-wire binding for easy lay-flat 360°, inner pocket for putting in some small cards & elastic closure for keeping the budget planner without falling off. These effective designs can make the accounting book better play its own role and bring you great convenience in the process of using it.
- Premium Thick Paper - This bill organizer features 12-month archival-quality pages made from thick paper, which can prevent planner from damages of light and air then ensure long-lasting performance from one year to the next of this budget planner. The premium white papers in this undated finance planner are environmentally friendly and adequately protects your eyes.

## Technical Specifications

| Specification | Value |
|---------------|-------|
| ASIN | B096VFDZSH |
| Best Sellers Rank | #33,909 in Office Products ( See Top 100 in Office Products ) #288 in Personal Organizers |
| Binding | Unknown Binding |
| Brand | Poluma |
| Brand Name | Poluma |
| Calendar Type | Non Dated |
| Calendar type | Non Dated |
| Color | Black |
| Colour | Black |
| Cover Material | Paper |
| Cover material | Paper |
| Customer Reviews | 4.6 out of 5 stars 2,403 Reviews |
| Format | Organizer |
| Item Dimensions L x W | 21L x 15.5W centimeters |
| Item Dimensions L x W x Thickness | 21L x 15.5W x 1.6Th centimeters |
| Item Weight | 0.32 Kilograms |
| Item height | 0.63 inches |
| Manufacturer | Poluma |
| Material | Paper |
| Model Year | 2017 |
| Model year | 2017 |
| Paper Size | 6.1 x 8.25 |
| Recommended Uses For Product | Budgeting and financial planning |
| Ruling Type | ruled |
| Special Features | Elastic Closure |
| Target Audience | Adult |
| Unit Count | 1.0 Count |

## Product Details

- **Brand:** Poluma
- **Colour:** Black
- **Cover material:** Paper
- **Format:** Organizer
- **Model year:** 2017

## Images

![Poluma Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black - Image 1](https://m.media-amazon.com/images/I/91RMgNodzNL.jpg)
![Poluma Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black - Image 2](https://m.media-amazon.com/images/I/91amFikqwDL.jpg)
![Poluma Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black - Image 3](https://m.media-amazon.com/images/I/91sAdLbWkJL.jpg)
![Poluma Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black - Image 4](https://m.media-amazon.com/images/I/91vHw3nY4NL.jpg)
![Poluma Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black - Image 5](https://m.media-amazon.com/images/I/A1M1scAJqrL.jpg)

## Questions & Answers

**Q: is there a christmas section?**
A: No, there’s not.

## Customer Reviews

### ⭐⭐⭐⭐⭐ Perfect
*by E***E on 15 August 2025*

Perfect and oh boy it’s an eye opener as to where my money is going .. also helps massively to remind me when bills as due ..

## Frequently Bought Together

- Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black
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*Product available on Desertcart Kyrgyzstan*
*Store origin: KG*
*Last updated: 2026-02-13*