---
product_id: 116141512
title: "The Volatility Shield: How to Vanquish the 4% Rule & Maximize Your Retirement Income"
price: "5326 som"
currency: KGS
in_stock: true
reviews_count: 8
url: https://www.desertcart.kg/products/116141512-the-volatility-shield-how-to-vanquish-the-4-rule-maximize
store_origin: KG
region: Kyrgyzstan
---

# The Volatility Shield: How to Vanquish the 4% Rule & Maximize Your Retirement Income

**Price:** 5326 som
**Availability:** ✅ In Stock

## Quick Answers

- **What is this?** The Volatility Shield: How to Vanquish the 4% Rule & Maximize Your Retirement Income
- **How much does it cost?** 5326 som with free shipping
- **Is it available?** Yes, in stock and ready to ship
- **Where can I buy it?** [www.desertcart.kg](https://www.desertcart.kg/products/116141512-the-volatility-shield-how-to-vanquish-the-4-rule-maximize)

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- Customers looking for quality international products

## Why This Product

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## Description

Former NFL great Ted Hardy took an early retirement at age 50 after selling his sporting goods chain for a cool $3 million net after tax. At the time, Ted’s money manager made a simple promise: If you stick to your withdrawal plan and get reasonable average annual returns, you’ll never run out of money and you’ll die with millions. Eighteen years later, Ted’s stepson and financial power of attorney Jack Wheeler is called into town to sort out Ted’s finances after Ted suffers a major health crisis. Confident that Ted still has millions in his stock market portfolio, Jack makes plans to place him in the best long-term care facility in town. But after examining Ted’s investment statements, he makes a shocking discovery: Over $5 million is missing from Ted’s portfolio. As Jack investigates the disappearance of his stepfather’s money, he learns financial truths that challenge conventional wisdom and reveal a gaping hole in his own retirement picture.

Review: Another Masterpiece by David McKnight - Most people think that the primary value a financial professional brings to the table is increased investment performance. But the truth is that investment performance normally plays a very minor role in the overall financial success for most retirees. The most important factors that determine success or failure for most retirees is risk mitigation and income tax planning. David McKnight covered income tax strategies in his first book The Power of Zero. Now McKnight brilliantly illustrates risk mitigation in The Volatility Shield where he shows the main character going broke despite very acceptable investment returns and what seems to be a sustainable withdrawal rate. When I received my copy of the book I decide to read a chapter or two before putting it down and taking it home. Instead, I read it cover to cover in one sitting. It was refreshing that a book dedicated to some pretty hefty financial concepts was written as a financial novella. You actually get emotionally invested in the characters. While the story itself may be a bit far-fetched, the financial concepts are sound. And, most importantly, McKnight refrains from hyperbole which is often prevalent in these types of books.
Review: “The Stone the Builders Rejected Becomes the Cornerstone”. - I like the fact that Jane Fletcher kept the suspense growing, increasing Jack’s curiosity as he wonders what would become Ted’s end of life. I like how Jack, who discarded the idea of Permanent Life Insurance submits to a health screen required for approval or otherwise for a policy. He was was misconstrued about Permanent Life Insurance. Such an insightful and thought-provoking read. I love the book.

## Technical Specifications

| Specification | Value |
|---------------|-------|
| Best Sellers Rank | #195,099 in Books ( See Top 100 in Books ) #253 in Retirement Planning (Books) #402 in Introduction to Investing |
| Customer Reviews | 4.7 out of 5 stars 333 Reviews |

## Images

![The Volatility Shield: How to Vanquish the 4% Rule & Maximize Your Retirement Income - Image 1](https://m.media-amazon.com/images/I/41UTtjplp6L.jpg)

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## Customer Reviews

### ⭐⭐⭐⭐⭐ Another Masterpiece by David McKnight
*by T***N on March 26, 2019*

Most people think that the primary value a financial professional brings to the table is increased investment performance. But the truth is that investment performance normally plays a very minor role in the overall financial success for most retirees. The most important factors that determine success or failure for most retirees is risk mitigation and income tax planning. David McKnight covered income tax strategies in his first book The Power of Zero. Now McKnight brilliantly illustrates risk mitigation in The Volatility Shield where he shows the main character going broke despite very acceptable investment returns and what seems to be a sustainable withdrawal rate. When I received my copy of the book I decide to read a chapter or two before putting it down and taking it home. Instead, I read it cover to cover in one sitting. It was refreshing that a book dedicated to some pretty hefty financial concepts was written as a financial novella. You actually get emotionally invested in the characters. While the story itself may be a bit far-fetched, the financial concepts are sound. And, most importantly, McKnight refrains from hyperbole which is often prevalent in these types of books.

### ⭐⭐⭐⭐⭐ “The Stone the Builders Rejected Becomes the Cornerstone”.
*by C***A on July 28, 2023*

I like the fact that Jane Fletcher kept the suspense growing, increasing Jack’s curiosity as he wonders what would become Ted’s end of life. I like how Jack, who discarded the idea of Permanent Life Insurance submits to a health screen required for approval or otherwise for a policy. He was was misconstrued about Permanent Life Insurance. Such an insightful and thought-provoking read. I love the book.

### ⭐⭐⭐⭐⭐ MUST READ!!!
*by B***N on July 21, 2019*

If you have any interest in living a life in retirement free from financial stress and worry, you MUST read this book. By the way, the year you retire is entirely up to YOU. Retirement simply means not HAVING to work in order to fund your living. You could retire at age 40 if you had the means to pay for your lifestyle for the remainder of your life. How long will that be? Will you have enough money accumulated to pay for that period of time? Throw out your conceptions of finance and read this book. David McKnight’s brilliant story-telling here highlights some of the misconceptions of finances, retirement, legacies, etc. with a sweet story that, frankly, had me shed a few tears, all while educating about the traditionally boring world of money and retirement. I’ve seen David speak at an event, I’ve read his other books, and I’ve seen his movie The Tax Train. Not only is this man passionate about the work he does, he is a crusader to change the financial future of every American! Talk about Making America Great Again - read this book!! You will be a believer!

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*Product available on Desertcart Kyrgyzstan*
*Store origin: KG*
*Last updated: 2026-09-16*